Indexed Products
Imagine if your savings grew with only the upward movement of the stock market each year, up to a cap. Imagine, however, that when the stock market has losses, your savings are guaranteed against those losses, on a year-to-year basis.
Stop imagining this heaven-on-Earth scenario, and read this February 1, 2009 article. Imagine, a financial advisor receiving a big thank you in a 2008 Christmas card from a client. It's true!
Investors who bought indexed annuities a year ago are sleeping much better than owners of variable annuities or mutual funds.
Now, take a look at the number one company in Indexed Universal Life Insurance and Indexed Annuities:

Get a lot of your questions answered at Aviva USA
Gregory D. Boal, Chief Investment Officer